As Ghana’s population continues to grow there is also avalanche of aged poor people hence the need for a strong and sustainable pension scheme or system has never been more pressing.

The Tier 3 pension scheme is very in necessary providing individuals with voluntary and flexible ways for preparing for life during retirement.

Although the benefits of the Tier 3 pension scheme are from the individuals, it goes beyond them.

The pension scheme, by providing stable source of income during retirement, helps to reduce poverty , pay for hospital bills and aids cater for the aged until they die.

This can also have a positive impact on the society, especially family members as it lifts the burden of over dependence and the aged being a ‘ liability ‘ from their shoulders.

As the pension landscape in Ghana continues to evolve, it is very important that individuals, employers and policymakers prioritize the employment and promotion of the Tier 3 pension scheme whiles also encouraging the private sector to partake in it.

This will help in securing a better future for all Ghanaians and make life after 60 years stress free.

The Tier 3 pension scheme is a voluntary retirement savings plan designed to provide individuals secure a stable sources of income in their old age or after retirement.

By contributing a quota of their salary earned to a registered pension scheme, they can be rest assured of support during their retirement.

Of all the benefits of the Tier 3 pension scheme, one of the key benefits is it’s flexibility.

Individuals have the luxury to choose from a wide range of investments options and contribution levels, allowing them to plan their pensions to suit their unique needs and goals.

The Tier 3 pension scheme is also an option for employers who have their employees at heart, wanting them to have a good, if not better or best life after retirement.

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